Debt collectors must follow strict laws under the Fair Debt Collection Practices Act (FDCPA) to protect consumers from abusive practices. Knowing what behaviors are illegal can help you identify harassment and respond effectively. Here are some examples:

If you are facing overwhelming debt and don't know where to turn, don't fall for the false promises of debt relief services. Instead, seek r

Debt collectors can be relentless when pursuing debt repayment. Unfortunately, some use tactics that cross legal and ethical lines, causing

The FDCPA was created to curb abusive practices in debt collection and provide consumers with rights. Its main goal is to prevent debt colle

Each day, thousands of consumers face confusing or misleading information about loans, credit, debt collection, and repossessions. This conf

how do you know that the information on your credit report is accurate, fair, and private? That’s where the Fair Credit Reporting Act (FCRA)

When you know your rights under the UCC, you have the power to stand up against unfair practices. Whether dealing with a defective product,