The Truth in Lending Act is a federal law that requires lenders to disclose the full cost of a loan to the borrower. The goal of TILA is to promote transparency and ensure that consumers can make informed decisions about borrowing money. In the context of auto loans, the TILA ensures that all critical information about the loan, such as the annual percentage rate (APR), loan term, and total cost of financing, is clearly stated.

Here’s the truth: unless a salesperson’s promise is in writing and included in the purchase agreement, it’s not legally binding. This blog..

If you believe you’ve been the victim of unfair or deceptive business practices, there are steps you can take:

If you are facing overwhelming debt and don't know where to turn, don't fall for the false promises of debt relief services. Instead, seek r

Debt collectors can be relentless when pursuing debt repayment. Unfortunately, some use tactics that cross legal and ethical lines, causing

The FDCPA was created to curb abusive practices in debt collection and provide consumers with rights. Its main goal is to prevent debt colle

Each day, thousands of consumers face confusing or misleading information about loans, credit, debt collection, and repossessions. This conf

how do you know that the information on your credit report is accurate, fair, and private? That’s where the Fair Credit Reporting Act (FCRA)

Many consumers face issues such as unexpected charges, poor customer service, and misleading contracts.

When you know your rights under the UCC, you have the power to stand up against unfair practices. Whether dealing with a defective product,

n this post, we’ll explore what arbitration entails, its benefits and drawbacks, and how it impacts consumers.

Santander Consumer USA has faced numerous lawsuits and regulatory actions, highlighting unethical practices in its lending and debt collecti

However, numerous consumer complaints and legal challenges suggest that Credit Acceptance Corporation's financing terms can lead to long-ter

many consumers may not realize that they have rights protecting them against unfair practices by mobile service providers. Recognizing these

Consumer advocacy and protection laws are here to defend your rights against abusive financial practices, and it’s time to empower yourself