Debt collectors must follow strict laws under the Fair Debt Collection Practices Act (FDCPA) to protect consumers from abusive practices. Knowing what behaviors are illegal can help you identify harassment and respond effectively. Here are some examples:

This article will break down the facts about deficiency balances, your legal rights, and options for addressing this debt with support from Boe & Associates.

While subprime auto loans may seem like a lifeline, they often come with significant downsides. Here's a breakdown of the risks associated with subprime lending: