Debt collectors must follow strict laws under the Fair Debt Collection Practices Act (FDCPA) to protect consumers from abusive practices. Knowing what behaviors are illegal can help you identify harassment and respond effectively. Here are some examples:

While subprime auto loans may seem like a lifeline, they often come with significant downsides. Here's a breakdown of the risks associated with subprime lending:

If you believe you’ve been the victim of unfair or deceptive business practices, there are steps you can take:

If you are facing overwhelming debt and don't know where to turn, don't fall for the false promises of debt relief services. Instead, seek r

Debt collectors can be relentless when pursuing debt repayment. Unfortunately, some use tactics that cross legal and ethical lines, causing

The FDCPA was created to curb abusive practices in debt collection and provide consumers with rights. Its main goal is to prevent debt colle

Debt collection scams occur when fraudsters impersonate legitimate debt collectors or agencies to extort money from unsuspecting consumers.

how do you know that the information on your credit report is accurate, fair, and private? That’s where the Fair Credit Reporting Act (FCRA)

Can debt collectors call you at work? It’s a critical question for many who feel their privacy or employment may be at risk. Understanding y

Santander Consumer USA has faced numerous lawsuits and regulatory actions, highlighting unethical practices in its lending and debt collecti

The first step in protecting yourself is understanding your rights. Several federal laws protect consumers from unfair practices by credit c

Many consumers may be unaware that specific laws protect them from abusive or unfair debt collection practices. Understanding the signs of h