While subprime auto loans may seem like a lifeline, they often come with significant downsides. Here's a breakdown of the risks associated with subprime lending:

In this article, we’ll break down what deficiency balances are, how they’re calculated, why they often seem so high, and, most importantly,

The Truth in Lending Act is a federal law that requires lenders to disclose the full cost of a loan to the borrower. The goal of TILA is to promote transparency and ensure that consumers can make informed decisions about borrowing money. In the context of auto loans, the TILA ensures that all critical information about the loan, such as the annual percentage rate (APR), loan term, and total cost of financing, is clearly stated.

If you believe you’ve been the victim of unfair or deceptive business practices, there are steps you can take:

If you are facing overwhelming debt and don't know where to turn, don't fall for the false promises of debt relief services. Instead, seek r

The FDCPA was created to curb abusive practices in debt collection and provide consumers with rights. Its main goal is to prevent debt colle

When you know your rights under the UCC, you have the power to stand up against unfair practices. Whether dealing with a defective product,

Santander Consumer USA has faced numerous lawsuits and regulatory actions, highlighting unethical practices in its lending and debt collecti

However, numerous consumer complaints and legal challenges suggest that Credit Acceptance Corporation's financing terms can lead to long-ter