Debt collectors must follow strict laws under the Fair Debt Collection Practices Act (FDCPA) to protect consumers from abusive practices. Knowing what behaviors are illegal can help you identify harassment and respond effectively. Here are some examples:

This article will break down the facts about deficiency balances, your legal rights, and options for addressing this debt with support from Boe & Associates.

The Truth in Lending Act is a federal law that requires lenders to disclose the full cost of a loan to the borrower. The goal of TILA is to promote transparency and ensure that consumers can make informed decisions about borrowing money. In the context of auto loans, the TILA ensures that all critical information about the loan, such as the annual percentage rate (APR), loan term, and total cost of financing, is clearly stated.

If you believe you’ve been the victim of unfair or deceptive business practices, there are steps you can take:

If you are facing overwhelming debt and don't know where to turn, don't fall for the false promises of debt relief services. Instead, seek r

Each day, thousands of consumers face confusing or misleading information about loans, credit, debt collection, and repossessions. This conf

how do you know that the information on your credit report is accurate, fair, and private? That’s where the Fair Credit Reporting Act (FCRA)

When you know your rights under the UCC, you have the power to stand up against unfair practices. Whether dealing with a defective product,

n this post, we’ll explore what arbitration entails, its benefits and drawbacks, and how it impacts consumers.