Debt collectors must follow strict laws under the Fair Debt Collection Practices Act (FDCPA) to protect consumers from abusive practices. Knowing what behaviors are illegal can help you identify harassment and respond effectively. Here are some examples:

While subprime auto loans may seem like a lifeline, they often come with significant downsides. Here's a breakdown of the risks associated with subprime lending:

What most car buyers don't realize is that these add-on products are marked up significantly, often riddled with unnecessary coverage, and designed to boost dealership profits—not protect consumers. If you're purchasing a new or used vehicle here’s what you need to know to protect your wallet and your peace of mind.

The Truth in Lending Act is a federal law that requires lenders to disclose the full cost of a loan to the borrower. The goal of TILA is to promote transparency and ensure that consumers can make informed decisions about borrowing money. In the context of auto loans, the TILA ensures that all critical information about the loan, such as the annual percentage rate (APR), loan term, and total cost of financing, is clearly stated.

If you believe you’ve been the victim of unfair or deceptive business practices, there are steps you can take:

If you are facing overwhelming debt and don't know where to turn, don't fall for the false promises of debt relief services. Instead, seek r

Debt collectors can be relentless when pursuing debt repayment. Unfortunately, some use tactics that cross legal and ethical lines, causing

Santander Consumer USA has faced numerous lawsuits and regulatory actions, highlighting unethical practices in its lending and debt collecti

However, numerous consumer complaints and legal challenges suggest that Credit Acceptance Corporation's financing terms can lead to long-ter