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What the Truth in Lending Act Means for Auto Loans
The Truth in Lending Act is a federal law that requires lenders to disclose the full cost of a loan to the borrower. The goal of TILA is to promote transparency and ensure that consumers can make informed decisions about borrowing money. In the context of auto loans, the TILA ensures that all critical information about the loan, such as the annual percentage rate (APR), loan term, and total cost of financing, is clearly stated.

Jeff Boe
Jan 235 min read


Understanding UDAP Laws and How They Protect You
If you believe you’ve been the victim of unfair or deceptive business practices, there are steps you can take:

Jeff Boe
Dec 16, 20244 min read


The Hidden Pitfalls of Debt Relief Programs: Why You Should Avoid Them
If you are facing overwhelming debt and don't know where to turn, don't fall for the false promises of debt relief services. Instead, seek r

Jeff Boe
Dec 2, 20243 min read


Understanding the Fair Credit Reporting Act (FCRA): Protecting Your Rights as a Consumer
how do you know that the information on your credit report is accurate, fair, and private? That’s where the Fair Credit Reporting Act (FCRA)

Jeff Boe
Jun 17, 20244 min read


Fighting Back Against Mobile Providers: Your Rights as a Consumer
Many consumers face issues such as unexpected charges, poor customer service, and misleading contracts.

Jeff Boe
Jun 3, 20243 min read


Understanding Your Rights Under the Uniform Commercial Code (UCC): A Consumer Guide
When you know your rights under the UCC, you have the power to stand up against unfair practices. Whether dealing with a defective product,

Jeff Boe
Apr 15, 20243 min read


Why You Should Avoid Auto Financing from Credit Acceptance Corporation
However, numerous consumer complaints and legal challenges suggest that Credit Acceptance Corporation's financing terms can lead to long-ter

Jeff Boe
Feb 12, 20243 min read


Is Your Mobile Service Provider Violating Your Rights Without You Knowing it?
many consumers may not realize that they have rights protecting them against unfair practices by mobile service providers. Recognizing these

Jeff Boe
Dec 4, 20233 min read
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